The Global Risk & Compliance (GRC) organization serves as American Express’ independent risk management function. GRC maintains the enterprise risk framework, provides oversight and challenge, and monitors key risks. By embedding risk discipline into strategy and operations, GRC enables responsible growth, innovation, and long-term value creation while protecting customers and shareholders.
Global Financial Crimes Compliance (GFCC) is an organization within Global Risk & Compliance (GRC) and is responsible for leading the enterprise-wide Anti-Money Laundering, Sanctions, and Anti Corruption compliance functions. This team has global responsibility for identifying, investigating, and reporting suspicious activity, including money laundering and terrorist financing, and provides broad analytical and operational support for the company’s enterprise-wide GFCC control framework.
The newly created second line GFCC Enablement organization will lead efforts across strategic and transformational program development initiatives and projects, synchronizing the function’s ongoing operations, and will provide senior oversight of the function’s systems, data and tools. The Analyst of Testing Center of Excellence & Rule Optimization will support GFCC’s transaction monitoring testing and optimization efforts through data-driven analysis, evaluation of rule design and performance, and identification of opportunities to enhance detection capabilities and drive process improvements.
A successful analyst on the GFCC Enablement, Capabilities Testing Center of Excellence Rule Optimization team will:
- Conduct time-sensitive and thorough investigations, analyzing each instance of potential money laundering activity and/or suspicious financial activity utilizing a wide variety of research and analytical tools
- Build strong relationships with strategic partners and internal GFCC colleagues to ensure effective coordination of significant investigations and testing requests.
- Demonstrate excellent verbal and written communication skills; a keen attention to detail in writing and analysis; proven analytical and problem-solving skills; and an ability to manage multiple varied projects simultaneously
- Demonstrate creativity and a continuous improvement mindset, proactively identifying opportunities to enhance processes and drive efficiencies
Responsibilities
- Support the GFCC Enablement transaction monitoring testing team by conducting time-sensitive alert activity reviews across multiple jurisdictions and countries
- Analyze large quantities of information to validate rule design and performance, and conduct data analysis to support process optimizations and deployments plans
- Work closely with partner teams to establish test plans and discuss testing outcomes
- Recommend improvements to rule logic, parameters, and data inputs to enhance detection criteria and/or new processes
- Produce well-written reports detailing testing outcomes, defect documentation, and testing recommendations
- Contribute thought leadership and creative problem-solving to deliver process optimizations, drive impactful solutions, and support inventory needs
- Source and leverage actionable insights and user feedback to identify and inform decision-making
- Develop and maintain documentation to enable accurate and thorough records of activities, supporting accountability and traceability
- Provide AML testing support across the wider testing team as needed
- 1.5 + years’ experience within Global Financial Crimes (Anti-Money Laundering investigations experience preferred) or experience in other Risk & Compliance roles.
- Strong analytics skills, with the ability to analyze large and complex datasets, identify trends and anomalies, and translate findings into actionable insights and recommendations
- Strong technical aptitude and ability to quickly learn and effectively leverage new systems, analytical tools, and technologies to support testing, analysis, and process optimization.
- Demonstrate a keen attention to detail in investigation, analysis, and writing.
- Proven ability to distill complex process or technical issues into clear, simple messages for diverse audiences
- Proven ability to build and leverage relationships, strong presentation and communication skills and an ability to communicate effectively
- Proven ability to handle multiple priorities with strong attention to detail, effective time management, and the ability to meet competing deadlines.
Preferred Qualifications:
- Experience in conducting Financial Crime investigations, including identifying, assessing and escalating potential financial crime risks.
- Relevant professional certifications or qualifications in Financial Crime, AML, Compliance, Risk, or related disciplines.
- Academic background in Law, Finance, Economics, Business, or a related field.
Employment eligibility to work with American Express in Spain is required as the company will not pursue visa sponsorship for these positions.
