Head of Governance, Risk & Compliance

enum8 is a Luxembourg-based fintech company. We hold EMI and CASP licences from the CSSF and build international payments infrastructure for businesses operating across markets, currencies, and financial systems.

We are looking for an experienced Head of Governance, Risk & Compliance to join our leadership team in Luxembourg. In this role, you will provide senior management oversight of our Compliance & AML/CFT function, while also taking responsibility for Enterprise Risk Management and Legal & Corporate Governance.

You will work closely with our existing MLRO, Risk & Internal Control function, senior management, and the Board of Directors to ensure effective regulatory compliance, strong risk management, and sound corporate governance.

We are looking for a leader with strong compliance expertise, broad management experience, and a practical, risk-based approach to supporting business growth.

The successful candidate is expected to take on the role of Authorised Manager after passing the probation period, subject to the necessary corporate and regulatory approvals.

Responsibilities

Compliance & AML/CFT Oversight

• Provide senior management oversight of the Compliance and AML/CFT functions, working closely with the existing MLRO.
• Ensure the effectiveness of compliance frameworks, internal policies, procedures, and regulatory controls.
• Ensure that Compliance has the necessary resources, authority, and independence to perform its responsibilities effectively.
• Oversee the organisation's approach to regulatory compliance, including CSSF requirements, PSD2, AML/CFT, and MiCA/CASP.
• Oversee the implementation of regulatory changes and improvements to compliance processes.
• Coordinate engagement with the CSSF and other relevant regulatory authorities.

Risk Management

• Oversee the company's enterprise-wide risk management framework, including risk appetite, risk identification, assessment, monitoring, and mitigation.
• Provide management oversight of the Risk & Internal Control function, ensuring its effectiveness and independence.
• Ensure material risks are properly identified, escalated, and addressed through appropriate mitigation measures.
• Strengthen internal controls, segregation of duties, and accountability across the organisation.

Legal & Corporate Governance

• Oversee the company's corporate governance framework, including internal policies, decision-making processes, and delegation of authority.
• Coordinate legal and corporate governance activities, working with internal teams and external legal advisers.
• Ensure effective Board-level governance, corporate procedures, and implementation of management decisions.

Senior Management & Leadership

• Work closely with other Authorised Managers and the Board of Directors on governance, risk, and regulatory matters.
• Provide strategic direction, challenge existing approaches, and ensure effective implementation of agreed actions.
• Take ownership of the assigned management responsibilities and prepare to assume an Authorised Manager mandate, subject to the necessary approvals.

Requirements

• Degree in Law, Business Administration, Finance, Economics, or a related field.
• At least 7 years of professional experience in regulated financial services, including substantial experience in senior management roles with a high level of responsibility and decision-making authority.
• Strong Compliance and AML/CFT expertise, including experience overseeing compliance functions, regulatory frameworks, and internal controls.
• Deep knowledge of Luxembourg and EU financial regulations, including CSSF requirements, PSD2, and AML/CFT.
• Experience working with crypto or digital asset businesses, with a good understanding of MiCA, CASP regulatory requirements, and crypto-related risks.
• Strong understanding of Governance, Risk & Compliance (GRC) frameworks, including enterprise risk management, corporate governance, and the Three Lines of Defence model.
• Proven experience overseeing multiple functions and working with senior management, Boards of Directors, and regulatory authorities.
• Strong leadership and decision-making skills, with the ability to challenge existing approaches, assess complex risks, and balance regulatory requirements with business objectives.
• Fluent English.

Nice to Have

• Previous experience working directly with the CSSF or holding an Authorised Manager position in Luxembourg.
• French language is a plus.

Conditions

• A senior leadership position in a Luxembourg-regulated fintech company operating across payments and digital assets.
• The opportunity to shape compliance oversight, risk management, and corporate governance as the business grows.
• Direct collaboration with senior management and the Board of Directors.
• An international and collaborative working environment.
• This is a hybrid role based in Luxembourg. We are considering candidates who are based locally or able to commute to the Luxembourg office as part of a hybrid setup.

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