Why this role matters:
We’re launching a new business line in Mexico and looking for a strong leader to own credit risk end-to-end. You’ll set the risk vision, design frameworks, build and lead the team, and ensure sustainable portfolio growth while keeping losses under control.
Day-to-day responsibilities:
- Build from scratch: design credit origination policy, limit setting, pricing guardrails, early-warning triggers, and collections feedback loops
- Own risk metrics: manage risk appetite and ensure portfolio performance stays within it; maintain live dashboards and explain drivers of metric changes
- Portfolio analytics: perform segmentation, stress-testing, cohort analysis, and vintage tracking
- Team leadership: recruit, mentor, and develop analysts; foster a data-driven and experimentation-focused culture
- Cross-functional collaboration: embed risk controls in product specifications, customer journeys, and work closely with finance and 2nd line of defence teams
The ideal candidate
- 3+ years in credit risk management focused on retail or consumer lending portfolios (banking or fintech)
- Strong understanding of scorecard design, ML techniques, and alternative data for credit decisioning
- Proficient in SQL and Python/R with hands-on experience working with data
- Proven leadership experience — managed teams, set OKRs, and developed analysts
- Bachelor’s degree in Finance, Economics, Engineering, or Mathematics; MBA or CFA is a plus
- Strong technical or quantitative background with a strategic mindset
Our ways of working:
- Innovative Spirit: a commitment to creativity and groundbreaking solutions
- Honest Feedback: valuing open, transparent communication
- Supportive Team: a strong, collaborative community
- Celebrating Achievements: recognizing our wins together
- High-Tech Environment: a team full of smart and revolutionary people who date to challenge the status quo of incumbent finances
Our benefits:
- Relocation support to Mexico with assistance for the employee and their family
- Flexible work: hybrid or full-time from our office in Mexico
- Healthcare Coverage
- Education Budget: Language lessons, professional training and certifications
- Wellness Budget: Mental health and fitness activity reimbursements
- Vacation policy: 20 days of annual leave and paid sick leave
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