We’re looking for an experienced Chief Financial Officer to take full ownership of financial strategy and risk management in a large-scale fintech company operating in the microfinance and consumer lending space. This is a senior executive role for a finance leader who has worked inside credit institutions, understands loan portfolios end-to-end, and can confidently operate at the intersection of growth, risk, and investor relations.
Salary: $20,000 – $30,000 per month
Format: Full-time
Location: Relocation to Mexico preferred (remote possible for exceptional candidates)
About the Role:
A fast-growing fintech company in the microfinance sector, operating within the top-10 microfinance institutions in Mexico, serving nearly 1 million active clients and backed by $15M in funding. The business manages a large retail credit portfolio and operates in a highly regulated financial environment. As CFO, you will be responsible for the entire financial function: from portfolio performance and credit risk to investor communication and capital structure. This role requires deep hands-on experience with NPL, reserves, IFRS, liquidity management, and debt financing, as well as the ability to influence strategic decisions at the executive level.
Key Responsibilities:
- Own and lead the company’s financial strategy and execution
- Manage retail credit portfolio performance and financial sustainability
- Oversee NPL, loan loss provisions, and reserve policies
- Control credit risk, delinquency management, and portfolio quality
- Ensure full compliance with IFRS (with strong focus on credit products)
- Lead budgeting, forecasting, and plan–fact analysis
- Own P&L, Cash Flow, and financial reporting
- Manage liquidity, treasury operations, and capital efficiency
- Optimize capital structure and excess liquidity usage
- Lead debt financing and investment attraction processes
- Maintain direct communication with investors and lenders
- Ensure compliance with local and regional financial regulation
- Act as a key strategic partner to the CEO and executive team
Key Qualifications:
- Proven experience as CFO or Deputy CFO in a microfinance or credit institution
- Hands-on experience managing retail loan portfolios
- Deep understanding of NPL, reserves, and credit risk management
- Strong knowledge of IFRS, especially related to lending products
- Experience with debt financing and investor relations
- Strong background in budgeting, treasury, liquidity, and reporting
- Ability to operate in a regulated financial environment
- Experience working in LATAM (Mexico is a strong advantage)
- Understanding of regional financial regulation
- Languages: English required (working level), spanish required (for Mexico-based operations), russian — a plus
Benefits:
- Executive-level role in a top-tier microfinance fintech company
- Direct influence on strategy, growth, and financial stability
- Work with a large-scale client base (~1M customers)
- Exposure to international investors and capital markets
- Opportunity to shape financial systems in a high-growth LATAM market